Current Account

Current Account, provided by St. Dominic Credit Union, gives you a real choice for your day-to-day financial needs.

With instant access to your money through a Mastercard® Debit Card, a secure app and online portal, and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

Current Account is a full service current account, brought to you by your credit union. It’s more local, more trustworthy, and has our commitment to a sensible approach to money. With low and transparent fees, it’s more of what you would expect from your local credit union.

  • Globally accepted Mastercard Debit Card
  • Use in-store, online or at ATMs
  • Cashback available at participating retailers
  • Contactless payments
  • Transparent Fees
  • Overdraft for unexpected expenses
  • No surcharge interest on overdrafts
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping
  • 24/7 support for lost/stolen debit cards


To own your Current Account just log into your CUOnline and apply today or alternatively drop into our office during our opening hours 6 days a week

Current Account Schedule of Fees and Charges

Current Account and Debit Card Terms and Conditions.

Introducing Current Account Brochure.

Want to know more about Current Account? Click here

When you use your Debit Card for purchases in foreign currency or ATM withdrawals in foreign currency, these transaction will attract additional fees and charges, to find out more just click here to view the Currency Conversion Calculator

Important Information
In order for you to receive a Current Account, debit card or overdraft, you must be one of our members and resident in the Republic of Ireland. If you are 16 or 17 years of age, we require the consent of your parent or guardian for you to open an account.

 

Overdrafts

An overdraft is a short-term way to borrow money on your current account and can help in months where things get a little tight e.g. if you receive a higher than expected bill and need a bit longer to repay it.

You can apply for an overdraft on your Current Account from €200.00 up to a maximum of €5,000.00

The interest rate is 12% pa variable. Interest is only charged on overdrawn balances. Your credit union does not currently apply surcharge interest (surcharge interest is charged by some Financial Institutions on unauthorised overdrawn balances).

An overdraft fee of €25.00 is charged on approval and on each anniversary of the overdraft approval date.

Overdrafts are subject to financial status and are not available to persons under 18 years of age.

Terms and conditions apply:

Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. An overdraft facility fee of €25 per annum or per overdraft sanction, whichever is the more frequent will be applied.

Lending criteria, terms and conditions apply.

Lost or Stolen Debit Card

Report your Current Account Debit Card lost or stolen by calling the ‘Credit Union Card Services’ Team who are also available for fraud support 24/7
+353 (1) 693 3333