Loan Rates

Currently St Dominic Credit Union loan rates range from 6% (APR 6.2%) or 10.25% (APR 10.75%)

Why not view our loan calculator and see how reasonable a credit union loan can be. Since the interest is charged only on the outstanding balance of the loan, you will pay even less interest if you repay your loan in a shorter time than planned.

What can I borrow for?

St Dominic Credit Union offers loans for different purposes:

Special Car Loan – 8.25% (APR 8.59% variable)

We are offering a special discounted rate for our car bundle loan. You can borrow at our low rate for a car, insurance and tax. To avail of this low rate just provide us with a quote from the car dealer and evidence of your insurance/tax bills. Cheques will be made payable directly to the garage. We’ll take care of the rest! Terms & Conditions Apply.

Student Loan – 6.5% (APR 6.7% variable)

This scheme is designed to provide finance to parents/ guardians and students to meet the costs of Further Education.

The Bigger – The Better Loan

  • Borrow €15k to €19k at only 8.5%
  •  Borrow €20k to €24k at only 7.5%
  •  Borrow €25k to €29k at only 6.5%
  • Borrow €30k and more at only 6%

Holiday Loan – 7.47% (APR 7.77% variable)

No matter what your holiday loan is for – from far-flung adventures, to yearly breaks or the “I can’t wait to see their excitement” family holiday loan, St. Dominic Credit Union will ensure everything is clear, transparent and straightforward.

Revolving Credit Loan – 12% (12.68 APR)

Our quick convenient loan. Enquire today.

Multi Purpose Loan – 10.25% (APR 10.75% variable)

Whether you need a loan for home improvements, a car or any occasion we have a loan to suit all your needs. Borrow for a holiday and get your foreign exchange commission free! This multi purpose loan is also available for all medical procedures cosmetic surgery or laser eye surgery.


Back to School Loan- 6% (APR 6.2% variable)

Each year when children return to school it can be costly; this scheme is designed to help parents/guardians with the cost.

Terms and conditions apply to all credit union loans

Loan repayment calculator

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