The Car Loan

  • You own it! Unlike other finance options such as hire purchase or personal contract plans (PCP), with a St. Dominic Credit Union car loan, you own the car from day one. It’s yours to do with as you please.
  • No hidden charges there are no administration charges, hidden fees and no balloon payments
  • You can pay off your car loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other finance providers may charge you extra for paying them back faster.
  • Competitive rates
  • Free Loan Protection Cover
  • Quick decisions. We know that time is of the essence when you are wanting a specific car. We give you a quick decision and fast access to funds. The majority of our loans are approved in 24 hours.

*Special Car Loan Rate

Special discounted rate available at 8.57% APR. Borrow €10,000 over 5 years and have a weekly repayment of €46.97. Cost of credit is €2,237.75. Total amount repayable €12,237.75.

*First Time Borrower Car Loan Special Rate

Our Special Car Loan rate is 6.99% APR for first time borrowers, which means if you borrow €8,000 over 5 years you will repay just €36.29 per week. Cost of credit is €1,454.83. Total amount repayable €9,454.83.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.