Switch your Mortgage

But do you really save by switching? YES!


Current value of property: €180,000. Existing Mortgage of €100,000 with 15 year term remaining, on an interest rate of 3.5% APR. Monthly repayment is €714.88

Switch to SDCU– €100,000 over 15 years on an interest rate of 2.6% APR. New monthly repayment is €671.50

That’s a saving of €520.56 per year. Over the remaining 15 years that’s a saving of €7808.40

Is that worth switching?

All you need to know is here: Guide to Switching your Mortgage

Call us on 051 873867 and speak with our Mortgage Advisors or email loans@stdominicscu.ie

Mortgage Calculator

Current value of property:
Current Mortgage Balance:
Approximate Mortgage Term Remaining:
Choose Current Interest rate (approx.):
Complete the form to see how much you can save
Current Monthly Repayments:
New Monthly Repayment:
Estimated savings per month:
You save annually:
Numbers are indicative only. Potential savings are based on our variable rate of 2.6% APR

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Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.


Warning: The payment rates on this housing loan may be adjusted by the lender from time to time.


Warning: The cost of your monthly repayments may increase


Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.


Warning: Credit cannot be granted where the information provided is insufficient for the lender to fully assess your creditworthiness